Treasury Analyst (onsite/hybrid)
Compliance - AgrilBank, FCB

Treasury Analyst (onsite/hybrid)

*Location Notice: AgriBank is currently headquartered in downtown St. Paul. Please be aware that we will be relocating to Richfield, MN in August 2026.

Position Overview

As a key member of the Treasury team, you will be part of AgriBank's mission to support the people who feed the world. The Treasury Analyst completes the Transfer Pricing process, provides customer support and completes loan data and financial market analysis as assigned.

Job Functions*

Customer Support

• Maintains customer relationships and responds to questions regarding transfer pricing, lending products, custom quotes, rate locks and market expertise
  • Explains Treasury policies and procedures relating to transfer pricing, including product and MCD assignment, fee structure, contract servicing actions, ongoing monitoring and control processes
• Prepares and provides educational material and other data intelligence to associations, AgriBank Asset-Liability staff, and Treasury management
• Recommendations appropriate topics for discussion in newsletters, manuals and other communications

Loan Data Analysis

• Utilizes query/reporting tools to mine information and formulate necessary analysis
• Modifies system and processes as directed to accommodate new loan products or changing market risk elements
• Scrubs loan data and ensures its integrity before staging it for AgriBank's Asset Liability Management (loan funding) and Asset Liability Risk Measurement analysis

Financial Market Analysis

• Compiles financial market data on a daily, weekly and monthly basis to build yield curves for use in pricing AgriBank's lending product offerings
• Assesses and evaluates the market data
• Identifies trends, irregularities and risk factors
• Identifies and recommends changes to yield curves, liquidity premiums and call premiums used in AgriBank's pricing models for lending products

Transfer Pricing Operations

• Completes day-to-day transfer pricing operations including calculation and publication of the Marginal Cost of Debt (MCD), resolving exceptions, identifying and calculating wholesale fees and monitoring the lending contract portfolios for adherence to Treasury policies and procedures
• Determines whether MCDs are appropriately calculated and uploaded into the Funds Pricing System
• Applies approved changes to bullet and callable curves used for pricing

Custom Quotes and Fees

• Executes the custom quote process for assigning Marginal Cost of Debt (MCD) and fees to large contracts based on valuation of underlying debt and embedded options for the specific structure of each contract
• If necessary, makes decision on course of action for MCD adjustment, product adjustment, fee waivers (up to $10,000), additional fees required or other course of action

Lending Product Pricing

• Maintains models for the pricing of lending products, ensuring key pricing assumptions are used
• Documents operational processes for pricing new products as needed

*This job description is subject to change without notice.

Education and Experience

• Bachelor's degree in finance, accounting, economics or related field
• 2 years of related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Knowledge

• Basic knowledge of interest rate markets, loan products, structures and financial options
• Basic knowledge of financial theory and concepts
• Basic knowledge of ICFR, model risk management and maintaining proper control environments
• Intermediate knowledge of descriptive statistics

Skills

• Basic proficiency with structured query language (SQL) and relational databases
• Intermediate proficiency in querying large data sets
• Intermediate proficiency in office software Microsoft Office Suite

Physical Requirements

• Prolonged periods sitting at a desk and working on a computer
• Must be able to lift up to 15 pounds at times

The AgriBank Advantage

You are the key differentiator in the marketplace and ultimately the most important factor in helping us fulfill our mission to support those who feed the world. We are committed to providing you with a competitive compensation and benefits package - your total rewards for making significant contributions to our business and making a difference on behalf of those we serve.

The typical base range for this role is between $63,000 - $95,000. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. The position is eligible for a discretionary annual incentive program driven by organization and individual performance.

Benefits

AgriBank benefits provide safety, security, and peace of mind for you and your family. Through comprehensive Total Rewards, access to financial tools and support, and personal services, our benefits demonstrate that employees' health and financial well-being are of primary importance. Wherever you are on life's continuum or what life transition you experience, our benefits support your health care needs and guide you along the path to retirement.

Collaboration and Staying Connected

• Beautiful office with exceptional space to collaborate with your colleagues and friends
• Monthly employee activities to keep groups connected and have fun!
• Annual Employee Appreciation activities
• Multiple recognition programs to celebrate each other's success

Work and Life

• Paid time off
• Company holidays
• Floating holidays
• Sick time
• Right Work/Right Place hybrid work program
• Dress for Your Day flexible wardrobe policy
• Generous company match on employee donations

Growth and Development

• Employee and leader career development toolkits
• Tuition reimbursement
• Internal and external resources and opportunities to grow personally and professionally

Health, Wellness and Investment/Retirement

• Health care plan alternatives to fit your lifestyle, including:
• Health Savings Account (HSA) and Flexible Spending Account (FSA)
• Dental
• Vision
• Wellness reimbursement
• Investment and retirement planning
• Saving today for tomorrow is one of the smartest moves you can make. That's why AgriBank offers you a generous, competitive and flexible 401(k) plan for your financial well-being:
• Fixed Employer Contribution = 3 percent
• PLUS, Employer Matching Contribution = $1 for $1 match (vested fully after 4 years) on the first 6 percent of eligible compensation you save
• Life and disability insurance plans for eligible team members and their families
• Free exercise facility onsite for all employees
• Parking and transportation discounts
• Generous employee referral incentive

Join the dedicated professionals at AgriBank and put your skills to work ensuring farmers and rural communities have the innovative financial solutions they need to feed our neighbors and the world.

AgriBank will not sponsor a work visa (e.g., H1B, etc.) to fill this position.

Applicants requiring a reasonable accommodation for any part of the application process may contact us through the following methods: Phone: 651-282-8579 or Mail: AgriBank, Attn: Talent Recruiting, 30 E 7th Street, Suite 1600, St. Paul, MN 55101.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

AgriBank FCB is an Equal Opportunity Employer (M/W/D/V) dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, gender, age, religion, national origin, handicapped status, veteran status, public assistance status or other condition or status prohibited by law.

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